Terms of Service

WKO is designed to qualify for the fantasy/skill contest carve-out under the Unlawful Internet Gambling Enforcement Act (UIGEA), 31 U.S.C. § 5361 et seq., because:

• Prize values are established and announced in advance of the contest and are not determined by the number of participants or the amount of fees collected.
• Winning outcomes reflect the relative knowledge and skill of the participants and are determined predominantly by accumulated results over multiple NFL games across a full season, not by the outcome of any single real-world event.
• No prize value is determined by the score of a single real-world sporting event, or the performance of any single real-world athlete.
• Winning is not based on the score, point spread, or performance of any single real-world event.

Participation is open to legal residents of the United States who are 18 years of age or older (or the age of majority in their state of residence, whichever is older).

Restricted States: Residents of the following states are not eligible to participate in paid contests: Washington, Idaho, Hawaii, Nevada, and any other jurisdiction where skill-based contests are prohibited or require licensing not obtained by the operator.

It is the participant's responsibility to ensure that participation is legal in their jurisdiction. The operator reserves the right to block access from restricted states and to void any entries from ineligible participants with a full refund of entry fees.

Entry fees are collected by debit/credit card through Stripe, our sole payment processor, and must be received before a participant's picks are considered valid. Entry fees are non-refundable once the NFL season begins, except in cases of operator cancellation.

All prize amounts are published in advance via the Prize Structure page and the WTAPC Prize Pool configuration. Prize distribution is determined solely by contest performance and published tiebreaker procedures. The operator does not guarantee any specific return on entry fees.

In the event of an NFL season cancellation, postponement, or modification that prevents completion of the contest, the operator reserves the right to prorate prizes based on completed weeks or issue partial refunds at its discretion.

Participants select three (3) NFL games per week across designated prime-time slots: Thursday Night Football, one (1) Sunday game, and Monday Night Football. Picks are submitted through the WKO platform prior to each game's kickoff.

As the knockout format indicates, whichever team Players pick for their Weekly/Sunday team~ that team will no longer be available for the rest of the regular season as a Sunday/Weekly pick.

Scoring is based on W/L Sunday picks record and a total TH/MNF Wins count. Season~long W/L/THMNF standings determine qualification for Regular Season payouts, Postseason qualification, tiebreakers and prize eligibility.

Detailed gameplay rules, tiebreaker procedures, and postseason formats are published on theRules page and are incorporated herein by reference.

The WKO platform is provided "as is" without warranties of any kind. The operator is not liable for technical failures, data errors, delayed game information, or any indirect, incidental, or consequential damages arising from participation.

The operator reserves the right to modify contest rules, scoring procedures, and prize structures at any time, provided that any material changes to published prize amounts will be communicated to all registered participants in advance.

The operator reserves the right to suspend or terminate any participant's account for fraudulent activity, collusion, multi-accounting, or violation of these Terms.